New apartment purchase: Is it financeable this way?

Do you think it is realistic that we can get this financed?

With the basic data, you are a welcome customer for any bank.

We are no longer the very youngest, do banks still do something like this with such a long term? In my mind, the thought still exists that you have to be done by retirement.

That’s only in your mind... In fact, the bank only wants to be convinced that upon retirement you either have a plan to repay the remaining loan, for example from a maturing life insurance policy or similar, or that the pension is sufficient for a payment. My last own financing was concluded with a term of 40 years. I was 48 then. Not that I want to still be paying a rate at 90, but banks really don’t have a problem with that. We ourselves (I work exclusively also professionally in real estate financing) handle it that way too. P.S. With that salary, I would want to pay down more aggressively. Instead of saving equity in cash – which you seem able to do – please save in bricks. That way you don’t get the silly idea to spend the money elsewhere after all.

Ok, I hadn't considered the durations.

The financial data I mentioned is for the joint account. Besides that, each of us has our own account from which we pay our individual pension insurances, phone, clothing, etc.
And we like to live well, meaning vacations, dining out, etc. play an important role for us.
Therefore, we also didn't increase the intended installment and decided on an apartment. Houses are significantly more expensive here, especially if they are in such a good location.