Hello everyone,
Oh dear, this is actually quite a bit more complicated than I expected.
I don’t want a marriage contract or anything like that.
My wish is explicitly that this house belongs to us jointly. I had a longer conversation with her yesterday regarding her hesitation/fears/concerns.
We will seek advice from a lawyer, as you also suggested. I can/want to tackle such a project only together with her.
We will surely come to a suitable solution for both of us. ;)
Thanks for your advice
I would only recommend making a marriage contract regarding the actual question.
But I have some questions for you.
How do you build 4 residential units for 250k?
How is that supposed to work with the floor area ratio and site coverage ratio?
How many parking spaces are required in the relevant building area?
Of course, 250k is not enough, that should be clear to all of us. How many € it will be, I can’t say yet, only estimate.
Why should floor area ratio 0.8 (560 sqm) and site coverage ratio 0.4 (280 sqm) not be enough? 1.5 parking spaces per residential unit. If that’s not enough for 4 residential units, then it will just be 3 units.
3 residential units are allowed; a request for 4 units has been submitted to the municipality. The municipal council has to decide.
I don’t understand that either... where is the problem? I wouldn’t regulate anything...
That the woman doesn’t want to have anything to do with it... what does she expect? That you bury the money until she’s no longer around? That you give it away? Refuse?
Such a statement like “I want nothing to do with it” is somehow totally warped as a spouse. Let’s say it’s a neat 10,000 €, then one would say “it’s your money. Spend it on yourself.” But like this?
… the loan will be paid off anyway from joint gains, i.e. monthly salaries – or are you starting now with separate accounts? That wouldn’t be unusual, but if you only take your money for the multi-family house, rental income then only on the rental income account, which she doesn’t want… somehow already a small fight and separation announcement from your wife, isn’t it? o_O
And you want to bring her on board – because of management? Responsibility? Or costs?
I find it all more understandable if a woman wants to be brought on board, but the heir first wants to organize everything for himself.
Things happen...
I want to bring her on board,
because she is my wife. There is no marital crisis or anything like that in sight ;).
I would have no problem “carrying” responsibility/costs alone. I can hand over management to a property management company if it becomes “too much” for me.