I am not at all in favor of banker-bashing - because it is usually stupid, unobjective, and mostly happens out of frustration.
I spoke from my personal experience - no judgment or condemnation of all advisors. I have said that several times now...
My way of writing can sometimes be called cheeky - I stand by that. You can, if you want, interpret something tendentious in it - but you don't have to.
By the way, I read the Bild every day - only if you know all sides can you judge ;)
But now we are quite off-topic, however, maybe to understand why I thought the real estate advisor was a jerk: He tore apart the cost estimate from my architect, i.e. according to him, it was too expensive. Again: It was an estimate. There were also horror stories about clients who, after an architect-built house, ended up in the asylum...
And then he gave me two addresses of turnkey construction companies where I should go - you can build cheap there.
Oh, he didn’t really know or dismissed a financing option through the professional... only wanted to do 10 years fixed.
The man has been working there for over 20 years and that shocked me a lot. The incident was reported to the Sparkasse, feedback is pending...
So our first choice was unfortunately out.
So, that was totally off-topic - I think our opinions are not that far apart, but we have different ways of expressing ourselves due to our professions ;)
Have a nice Sunday.