Land Costs - Building and Financing a House

In the next 12 months you want to save 1200 EUR per month.. but in the last ones it was only about 410 EUR. And the idea of building a house already existed back then.

All in all, not good conditions. Neither a higher income is available, nor significant equity, and saving doesn’t seem to be working either.

House 120-130sqm for 180000 EUR move-in ready (not just turnkey!!!) is also unrealistic. Calculate with 1600 EUR per sqm for standard.

In the next 12 months you want to save 1200 EUR per month.. but in the last ones it was only about 410 EUR. And back then the idea of building a house already existed.

All in all, not good conditions. Neither a higher income is available, nor significant equity, and saving doesn't seem to work either.

I don’t understand now: last year there was 20,000 equity. Now 1200 is being saved per month, so next year there would be 40,000 equity.
I see a saving potential from 2015!

1200x 12 = 14400 EUR...Diff to 20,000 = 5600 EUR. So this was saved in 2015.

1200x 12 = 14400 EUR...Diff to 20,000 = 5600 EUR. So this amount was saved in 2015.

As I read it, the OP had his consultation meetings in May and came to the realization that savings were necessary. No one knows what will be saved in the future; there is only one plan for that, but responding as casually as you did in #7 should be considered in advance or only upon request.

Sorry.. shouldn’t come across as flippant. I had understood it differently..