KFW55 financing no longer possible now

Previously, the grant was only available as a loan from a bank. Maybe after the change, the grant can be applied for directly at the KfW?

Our energy consultant had done that via the KfW grant portal.

In the past, the grant was only available through a loan from a bank.
Can the grant maybe be applied for directly at the kfw after the change?

There are two possible grants - one has to choose:

1. Repayment grant for a KfW loan
==> Loan application via bank

2. Grant without loan
==> must be applied for by the end consumer themselves

It always depends on the bank where you do the main financing, they take into account their own processing times + buffer. because they themselves have to apply to the KfW by 31.01.

so for most banks the deadlines expired on 14.01.2022, currently only a few Sparkassen, Sparda banks, and Volksbanken still offer the KfW-55 loan, but their deadlines will also expire in the next few days.

if everything is too tight, then rather finance everything through the house bank instead of the KfW loan + take the grant from the KfW.