I am not green enough to pay the extra cost just for my conscience.
That is refreshingly honest. Thumbs up!
Will the 18k additional costs for KFW40 pay off over 30 years or rather not?
That depends on the assumptions you make.
Unfortunately, quite certainly not.
Of course, it depends on the costs you pay for the local heating network.
That’s what I mean by assumptions: If you base it on today's costs, then probably not. If you calculate with a price increase, then possibly yes. You can argue it well or badly with good arguments either way.
Office people regularly overestimate how reliably they can complete their own work fitting the scheduling of the tasks. Especially many of the preparatory and auxiliary tasks are time-critical.
Yes, the difference between theory and practice is precisely this: theoretically there is none.
I still wonder why house construction is not thought from the end result but always only from the first step. There is still a lot of room for improvement and productivity. I would love to spend 2 years going through a prefabricated house provider with a Kaizen team.