We are facing the same problem, and there are widely differing opinions on it. We have now ultimately decided to wait with the baseboards, even if it looks ugly. We also commissioned our flooring through our general contractor [GU]. Baseboards are explicitly not included in the offer there. The site manager told us at acceptance that this is because they used to offer it before and there were often problems. Since they installed the baseboards only 6 months after acceptance, and some homeowners then refused to pay the final invoice until it was done, or wanted it done earlier, etc. Since then, the [GU] no longer includes the baseboards. But that gave me something to think about. If a [GU] (who has to provide warranty for it) only does that after 6 months, citing the risk of mold, then as the builder the issue is definitely too hot for me. I can live with 6 months of ugly wall finishing, but not so well with mold.