Yes, in my own house - gas condensing boiler - back then in 1997 about 4000 DM - has been running without problems since then, annual consumption for about 180 sqm about 13000-15000 kWh gas and if I want, always cozy 23 degrees Celsius or even higher. Gas is even expected to become cheaper, our supplier has at least announced this for the coming years. We use about 4000 kWh of electricity per year, but that also includes a complete office and a motorhome whose hot water heating is heated with a 1500 KW heating cartridge in winter.
If you heat a 100-150 sqm house with geothermal energy, that should definitely not be a problem, I also think that could be warm enough, better than an air heat pump. If it’s not enough, there is still the heating cartridge, plus controlled residential ventilation - but all that also requires energy. What do you do in case of a power outage? Without a fireplace I personally wouldn’t plan a heating system, you never know what else awaits us in the future. We originally also considered geothermal energy, but discarded it again because of the high effort, the disproportionately high costs and the uncertainties regarding future maintenance. As I said, for me it’s about possible autonomy if electricity and gas ever fail. Then we will just build to Kfw 70 standard and then gas condensing boiler and a fireplace should be enough and we will be within the energy saving ordinance. Even if I could afford it, everything in me resists additional solar. It hadn’t paid off even 16 years ago. I once calculated: the expense for the heating (underfloor heating) for our planned 200 sqm house with controlled residential ventilation, gas condensing boiler, 10 sqm solar and fireplace would cost between 36k and 40k. I personally find that totally crazy in relation to the total house construction costs! If our legislators only want to stimulate the economy… how is a normal family with a normal income supposed to afford something like that?