Is home financing feasible? Experiences?

How do you overcome this fear of large numbers?

- Getting used to it (yesterday at work I closed a loan of € 50 million. It's just a few more zeros. Quite normal by now) - also make it clear that you are neither poorer nor richer than before. The loan is always balanced by the asset position House on the credit side

Yes and no. On the one hand, it is something completely different when you deal with large numbers at work. On the other hand, you should be more afraid of the smaller numbers that you pay to the bank monthly over 20, 30 years so that you can stay in the house and not have to sell it.

That is interesting. With [10,000 EUR net/month], you don’t need to have stomach aches with that amount. With [5,000 EUR net] and 2 children, probably more so.

On the other hand, one should rather be afraid of the smaller amounts that one pays monthly to the bank over 20, 30 years in order to stay in the house and not have to sell it.

But the same goes for every tenant, who, however, still has to deal with rent increases, annoying neighbors above/below, and possible evictions.