Is financing even possible?

your bank advisor will inform you about this in a personal consultation

That is not an answer to my question.

So I ask you again: Is construction financing only allowed if both partners have a full-time job?

if you think so ...

That is of course nonsense with both partners etc.

In our case, my wife could also not manage the house alone (despite working full-time in the public sector). It is even so extreme that my wife has a negative income. In other words, if my wife were at home with the child, we would have about 300 EUR more per month than if my wife goes to work + daycare. However, my wife simply enjoys working.. so everyone has their hobbies ;)

if you say so ...

I don’t just mean that, it really is like that.

1) I have no need for financing.
2) It’s possible without 2 full-time jobs.
3) It’s even possible with just 1 full-time job.
4) I don’t even have a bank advisor.

Exactly ... only one needs to work but both could. ...

I don’t just mean that, it is also the case.

1) I have no financing needs.
2) It also works without 2 full-time jobs.
3) It even works with only 1 full-time job.
4) I don’t even have a bank advisor.

super you are great respect