Is financing even possible?

The problem could be that interest rates rise again, which some also speculate, and your savings are eaten up by it or you still have to pay the same installment for less credit...

this post would only be relevant for short-term financing....ECB keeps interest rates at 0% and says it will stay that way for a long time...so finance 25 years at 1.8% and that's that

Hello, I would look for a proper job ...if your husband is unable to work due to illness or accident..can you cover the loan with your salary? otherwise, you will quickly become a case for social welfare...which none of us want ...

Does that mean that houses should only be financed if both spouses have a job? I ask for enlightenment.

Does that mean that houses should only be financed if both spouses have a job? I beg for enlightenment.

your bank advisor will tell you that in a personal consultation

My bank officer only wanted to know the total income...

exactly and that is stated above ...

Hello,

this is how it looks, the bank advisor only bases it on the bare numbers. If it suits him, he finances you, his bank. Whether you take the risk is another matter.

But I agree with the others, it is already tight, although you do have leverage. You can certainly turn a mini job into a midi job. Then a few more euros should come in.