Tifflor
2011-07-07 15:48:20
- #1
Hello,
following question, my wife and I recently bought a condominium: purchase price only for the property 64,000 euros
at that time we were not yet married, so we both financed 50% (and thus are also owners)
During the consultation back then, we were told that we could not use "Wohn-Riester" here because the purchase price of the property was too low.
After doing some research now, I found a corresponding "4% of the previous year's gross income" rule, but I cannot quite understand what this rule is supposed to tell me. On some sites it is said that this is the minimum amount for the loan to be subsidized – are we then talking about an absolute amount or the annual costs? On other sites it is said that this 4% refers to the maximum amount to be subsidized – that is, the amount on which you can receive the Riester subsidy at most.
Can someone provide me with more details about this? Is there such a "minimum loan amount" and if so, how do I calculate it?
Thanks and regards
following question, my wife and I recently bought a condominium: purchase price only for the property 64,000 euros
at that time we were not yet married, so we both financed 50% (and thus are also owners)
During the consultation back then, we were told that we could not use "Wohn-Riester" here because the purchase price of the property was too low.
After doing some research now, I found a corresponding "4% of the previous year's gross income" rule, but I cannot quite understand what this rule is supposed to tell me. On some sites it is said that this is the minimum amount for the loan to be subsidized – are we then talking about an absolute amount or the annual costs? On other sites it is said that this 4% refers to the maximum amount to be subsidized – that is, the amount on which you can receive the Riester subsidy at most.
Can someone provide me with more details about this? Is there such a "minimum loan amount" and if so, how do I calculate it?
Thanks and regards