Is a house including ancillary construction costs feasible for 380K EUR?

Good day,
I am new here on the platform and have been dealing with the topic of house construction for some time. The building is planned in the district of Tuttlingen in Baden-Württemberg.

We do not have a plot yet, but there are some available nearby for purchase and the chances of getting one apparently are not that bad. Costs for the plot (incl. development costs, incl. drainage costs, incl. survey costs, incl. cost reimbursement amount, plus house connection costs): ~110 TEUR to 130 TEUR depending on size.

Our budget is about 500 TEUR for the house including all costs for the plot, ancillary building costs, and incidental purchase costs.

Now my question is whether a decent house including construction and incidental purchase costs can be built for ~380 TEUR. Unfortunately, I always find it quite difficult to estimate what especially ancillary building costs will be incurred.

The house should definitely have:
- 6 rooms (3 bedrooms and 2 offices)
- heat pump
- at least 140 sqm living space

It would be nice to have:
- underfloor heating
- photovoltaic system
- outdoor facilities
- garage or carport

Since we have not yet purchased a plot (or rather the selection process has not yet started), I first wanted a general assessment of whether this is realistic or not.

Whether a solid house or a prefabricated house does not matter to us at first. Of course, a solid house would be preferable.

Now my question is whether you can build a decent house for ~380,000 EUR including construction and ancillary purchase costs. Unfortunately, I always find it quite difficult to estimate what especially the ancillary construction costs will be.

The house should definitely have:
- 6 rooms (3 bedrooms and 2 offices)
- heat pump
- at least 140 sqm living space

Nice to have:
- underfloor heating
- photovoltaic system
- outdoor facilities
- garage or carport

Yes, you can manage that. But not through the construction company, rather if you do a large part yourself. And the question is what "decent" means to you. High quality is always more expensive than social housing. (normal price estimate see end of the post)
This is an example from Town & Country ("budget provider") with extended equipment. But only the bare house.



or alternatively with standard equipment:



For your information:
An average house costs in construction +/- 3,000 €/sqm plus ancillary construction costs, garage/carport, terrace and outdoor areas.

This is the price without own work, i.e. ready to move in.

Thanks first of all for your answer. "Sensible" might have been a strange way to put it. Of course I am aware that we won't get a "luxury home" for that money. I rather mean that it is not a house that already brings high maintenance costs after just a few years.

This is an example from ("cheap provider) with advanced equipment. But just the bare house.

Does "bare house" then really mean completely without interior finishing? Also without technology and sanitary facilities? I would trust myself to lay floors, do filler and painting work, as well as the outdoor area, but rather not the rest.

Thanks already for your assessment.

I came across the Unverbesserliche V151 from Heinz von Heiden and here they advertise with a price that seems way too good. Do you happen to know what is included in the stated price? The exposé states turnkey construction. Can it be assumed here that only laying floors, filler and painting work are required in the house?

No. You can get the Flair 134 turnkey starting from 310.xxx EUR. The equipment is of course rather minimalistic, but far... far from social housing...

You have to do the floors and walls yourself, also in the kitchen, utility room, and hallway. Only the bathrooms are tiled.

What the guy babbling about a "bare house" and "cheap provider" is saying... you should know, he's a banker and earns more the higher the loan amount he squeezes out of you...

I built the Flair 152 RE with Town & Country, almost exactly according to the standard floor plan, customization under 25,000 EUR... I'm satisfied. 90% of "our" craftsmen came from the region and also worked for all the other providers...

Don’t let anyone convince you that Town & Country is a cheapo who only buys from Poland and hacks...

Does "naked house" then really mean completely without interior finishing?

No, with the missing points as mentioned by . And without additional foundation costs. Without garage. Without landscaping. Without terrace. Without driveway. Without special requests (an "extra" in electricity, special features, etc.)

What the guy is babbling about "naked house" and "cheap providers"... you have to know, a banker earns more the more loan amount he can squeeze out of you...

Nope, unfortunately not. Even the normal construction financing advisors are paid by tariff. That's somewhere around +/- 4,000€ gross. Variable remunerations / AT exist in my field of work, but there the loans can sometimes be as large as 100 million €.

: 340 for the house with upgrades when 380 is the budget. How do you then sell to the OP that EVERYTHING else is affordable with the remaining 40?

And yes, you didn’t like the naked house either, otherwise you wouldn’t have upgraded. So I’m not wrong about that.

Don’t let anyone tell you Town & Country is a cheapo who only buys from Poland and botchers...

The former is true – provider in the very cheap segment. I said nothing about the latter. The quality depends on the building partner and is decent. But you can’t expect a Mercedes if you only pay for a Dacia. Both work and fulfill their purpose. But there are quality differences that are reflected in the price.

I came across the Unverbesserliche V151 from Heinz von Heiden and here they are advertising a price that seems way too good. Do you happen to know what is included in the stated price? The exposé states turnkey construction. Can it be assumed that only flooring, puttying, and painting work are required inside the house?

Are there still the construction stages from shell house to ready-to-move-in at Heinz von Heiden? That would explain the "starting at" price.