Silentium21
2019-06-14 16:06:35
- #1
Hello everyone,
we want to build a duplex and rent out one half (two apartments) – we will use the other half ourselves. What do we absolutely need to pay attention to in order to secure the best possible tax advantages later? The plot of land on which the duplex will stand is not divided. Does it make sense for us to take out two separate loans (with separate bank accounts) for the respective halves of the house and additionally to specify the part of the land to be financed separately? Will it be sufficient later for the tax office to fully deduct the interest (from the rented half)? If necessary, we would divide the land... However, we want to save the costs for that if it is not absolutely necessary. In the next few weeks, I will of course also consult my tax advisor on this. With my question, I hope to get one or the other tip.
Thank you in advance!

we want to build a duplex and rent out one half (two apartments) – we will use the other half ourselves. What do we absolutely need to pay attention to in order to secure the best possible tax advantages later? The plot of land on which the duplex will stand is not divided. Does it make sense for us to take out two separate loans (with separate bank accounts) for the respective halves of the house and additionally to specify the part of the land to be financed separately? Will it be sufficient later for the tax office to fully deduct the interest (from the rented half)? If necessary, we would divide the land... However, we want to save the costs for that if it is not absolutely necessary. In the next few weeks, I will of course also consult my tax advisor on this. With my question, I hope to get one or the other tip.
Thank you in advance!