How to properly finance a duplex?

  • Erstellt am 2019-06-14 16:06:35

Silentium21

2019-06-14 16:06:35
  • #1
Hello everyone,

we want to build a duplex and rent out one half (two apartments) – we will use the other half ourselves. What do we absolutely need to pay attention to in order to secure the best possible tax advantages later? The plot of land on which the duplex will stand is not divided. Does it make sense for us to take out two separate loans (with separate bank accounts) for the respective halves of the house and additionally to specify the part of the land to be financed separately? Will it be sufficient later for the tax office to fully deduct the interest (from the rented half)? If necessary, we would divide the land... However, we want to save the costs for that if it is not absolutely necessary. In the next few weeks, I will of course also consult my tax advisor on this. With my question, I hope to get one or the other tip.

Thank you in advance!
 

hampshire

2019-06-14 17:04:25
  • #2
Have the craft companies issue separate invoices for the two residential units so that you can identify the invoices for the rented part from those of the owner-occupied part for the tax office and do not have to dispute shares. This makes the entire tax treatment and depreciation much easier afterwards.
 

Niloa

2019-06-14 19:10:40
  • #3
Exactly, you need to know what the rental apartments cost for the depreciation. The interest should also be stated separately in order to claim it as advertising expenses (or to be able to deduct it?).
 

Joedreck

2019-06-14 20:11:15
  • #4
Don't forget, if desired, to include various claims. There are some that apply per housing unit.
 

Silentium21

2019-06-14 20:36:00
  • #5
Thank you very much for the prompt responses!

: thanks, I need to take a closer look at that.
 

HilfeHilfe

2019-06-15 10:49:28
  • #6
Be sure to separate both and fully finance the rented portion in the financing and allocate the equity to the owner-occupied unit
 

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