But that is only true to a limited extent, right? The normal loan interest is due on the money already drawn - or have I misunderstood this so far? Of course not from the beginning, but for every euro drawn.
That's exactly how it works. These are exactly the buffers you need for building...
Planning a budget for construction period interest is not a bad idea. It is definitely a four-digit amount.
With professional investors and project developers, the construction period interest is always co-financed. As a private individual, you should also do this to avoid the double burden of old rent/installment and new interest.
That is also called construction period interest. And yes, good savers should be able to afford it from their monthly income or just skip it altogether if there are already difficulties.