Home financing feasible or pipe dream?

You have to be able to handle it economically and psychologically. Psychologically, I probably wouldn’t be able to handle it with you. But fortunately, everyone is different. No matter what you do, you have to feel good about it afterwards and not pretend anything to each other.

Aside from the actual question; you want to move in together in the shared house for the first time? I hope you know each other very well.

Thanks for the answer. As I said, I created a table for myself with income and expenses. With a net income of €2200, I have fixed monthly expenses like rent, electricity, phone, insurances amounting to about €750 divided by 1/12. I save €600 per month in various forms as already described. That leaves €830 for my personal monthly expenses. So far, 2015 has been a bit expensive for me, since due to work I needed some "meeting-appropriate" clothes and yes, this year there was 1 week of winter vacation, 1 week of Transalp with the racing bike, and 2 weeks of summer vacation. I need to rethink and maybe skip one vacation of this kind. All the trips together have cost €2500, if that is enough. I will "push" my girlfriend to also create such a table so that we can see exactly how variable her savings rates are or in which months there were high special expenses.

There is always something unexpected. Do a cash flow calculation that includes everything and see what your actual monthly financial gain is. Peter Zwegat's flip chart only shows half the truth.

Move in together first and get along for a while, during this time you can also test your newly formed relationship by cutting back economically and planning a house

First move in together and get along for a while; during this time you can also test your newly established relationship by cutting back financially a bit and planning a house

...and depending on personality, that can take a very long time.

Apart from the actual question; you want to move in together in the shared house for the first time? I hope you know each other very well.

That was also one of my first thoughts ...

Otherwise, the salary is of course not bad, but not a real big hit either. The same applies to the house planning; the big success will not be achieved that way.
Starting a family tears a big hole in the finances, not only during parental leave but also in the following years.
We have two children, bought a terraced house AFTER the birth, I believe we would have dared more without the children. Today we are happy because the house fits the financing perfectly. The family income is around 4500,- (working time 100% to 60 - 70%), we hardly had to restrict ourselves and the financing runs comfortably with an acceptable installment as a full repayment loan over 20 years.

this year there was 1 week of winter vacation, 1 week Transalp with the racing bike and 2 weeks summer vacation. I have to rethink that

That’s always easy to say. But leisure activities are important, work-life balance is a topic. Family vacations during school holidays cost a lot and you should be able to offer that to the kids. My own "adventures," similar to your Transalp trip, also cost money and without them I would miss a lot. The woman also has to get out sometimes ...

Your girlfriend is of course right, if others manage it, you can too. But at what price? I have colleagues in higher pay grades who live only for their (admittedly very nice) house. That wouldn’t be for me.

Regards from northern Berlin

That was also one of my first thoughts ...

Otherwise, the salary is of course not bad, but not a big hit either. The same goes for the house planning; the big hit will not succeed like this. Family planning creates a big hole in the finances, not only during parental leave but also in the following years. We have two children, bought a townhouse AFTER the birth, I believe we would have dared more without the children. Today we are happy because the house fits the financing perfectly. Family income is 4500,- (working hours 100% to 60 - 70%), we hardly had to restrict ourselves and the financing runs comfortably with an acceptable rate as a full amortization over 20 years.

It's always easy to say. Leisure activities are important, the topic of work-life balance. Family vacations during the school holidays after starting school cost a lot and that is something you should be able to offer the children. My own "adventures," similar to your Transalp trip, also cost, and without them, I would miss a lot. The wife also needs to get out sometimes...

Your girlfriend is of course right, if others can manage it, you can too. But at what price? I have colleagues in higher pay grades who live only for their (admittedly very nice) house. That wouldn't be for me.

Greetings from northern Berlin

One should not measure themselves by others' salaries and take risks based on that. The real circumstances often remain hidden or are reserved for special professional groups.