Each KfW energy efficiency level has its funding conditions, which are documented and thus achievable in a constructive manner. In the U-value calculator, it can be entered which brick with which insulation material of what thickness will achieve the target value. To my knowledge, the conditions are not changed, but with the introduction of the Energy Saving Ordinance 2016, the KfW70 program simply ceased to exist. However, such a change in the legal framework (and thus the removal of a funding incentive) does not usually happen overnight. Therefore, it is quite reliably calculable whether a house planned today will also meet the funding conditions when completed next year. However, for example, every wall also has window surfaces, which naturally have a significantly higher heat transfer coefficient than the wall surfaces. If the builder now turns a catalog house into a skeleton construction with double the proportion of window surfaces, major redesign is at least necessary – but it can also have the consequence that the targeted KfW energy efficiency level is no longer achievable. In this respect, it cannot be guaranteed that every specific individually planned (or individualized from a catalog) house model can be built in the targeted KfW energy efficiency level. On the other hand, it can very well be guaranteed that a planned achievement will also be maintained in execution. If you commission the construction of your house in the KfW55 variant, measures will be planned accordingly and can also be guaranteed to be properly implemented. If you commission the execution in the KfW40 variant, the likelihood is already higher that the order will not be accepted if, for example, your flat roof bay windows are too expansive or the like. But in any case, you can be guaranteed that the implementation of the planning will be faithful and thereby fulfill the conditions of the funding measure. Of course, in the meantime, the Conference of Prime Ministers could come to the conclusion to halve old building subsidies and cancel new building subsidies, for example, to compensate for the Corona aid – but even that would probably only affect you if the funding application were submitted after such a decision. If such a change were made without notice, it would, in terms of the guarantee, probably be considered force majeure and would not cause sleepless nights for the guarantor because of your compensation claims. I – but caution: personal opinion of a non-lawyer! – therefore see no reasonable reason here not to guarantee compliance with a specific KfW energy efficiency level after order confirmation. Guaranteeing before order acceptance that every specific house design would be buildable in every desired KfW energy efficiency level is a different matter.