Financing with a 35-year fixed interest rate

1.96% at 80% and 25 years.

1.96% at 80% and 25 years.

Hm...20 years is not an option? The surcharge for 25 years is quite steep.

Wanted to have the fixed interest term for as long as possible.

Wanted to have the fixed interest rate for as long as possible.

But the 5 years don't really matter either... calculate for yourself with the same monthly payment how much more repayment the five years with a significantly worse interest rate actually brings in the end.

1.96% at 80% and 25 years.

I would look a little further. The offer seems quite high to me. We currently have an offer of 1.8% at 30 years and 92% loan-to-value ratio.

I would take another look at that. The offer seems quite high to me. We currently have an offer of 1.8% for 30 years and 92% loan-to-value ratio.

Okay, and where exactly? How much repayment do you have?