Financing unequal equity ratios of unmarried partners

  • Erstellt am 2015-05-09 01:27:42

Voki1

2015-05-10 21:30:38
  • #1
Do not read the above too carefully, but rather go into the consultation with the lawyer/notary completely unprepared regarding the question raised in #1.
 

HilfeHilfe

2015-05-11 07:51:18
  • #2
Hello

in this constellation, it should be considered whether you should become the sole owner. You have more equity at stake.
 

maximax

2015-05-13 19:16:43
  • #3
I think there are 3 clean solutions:

1) One partner buys the house alone. In the housing costs, in addition to the repayments, interest and incidental costs are added which both can share.

2) If both repay, they will be registered proportionally in the land register.

3) If the equity is not in the same proportion as the repayments, the partner who has more equity can grant the other partner an interest-free loan (with pre-agreed termination terms), which may be registered subordinately to the bank in the land register.
 

Payday

2015-05-17 19:19:56
  • #4


why is it not even allowed to basically get a little information about what possibilities even exist? you yourself are a legal manipulator and don't like it when people can inform themselves without collecting money? a forum is never about legal advice, but about informational advice. the seeker is now informed and can consider which step to take closer into consideration and address it at the latest!!!!!! at the notary appointment.

there are always some experts here in the forum (e.g. you, voki) who put every word on a gold plate and want to shred simple (maybe even 99% correct) answers without justification (how hollow is that!) in an offensive manner. not every word in every post has to be correct down to the last detail, legal advice can and may only be given by a lawyer, which is not the case here. it's only about general basic knowledge and a tendency. and the possibilities that the thread starter has were actually correctly revealed to him here. which one is the right one he has to know himself and clarify with his notary in the end anyway.
i just find it stupid of people like you that you insult every comment with some informal value right away. no wonder nothing's happening here if every thread actually ends with insults.
 

EveundGerd

2015-05-17 20:13:10
  • #5
I cannot see any insult here except yours towards Voki.

In my opinion, you have not really understood the answer in this thread. At least, you have misunderstood it.
 

Voki1

2015-05-17 21:53:45
  • #6


One may and should, as long as one sufficiently takes the nature of the question into account. This is a legal question with considerable significance; incorrect actions can easily have the opposite effect of what is intended. There is little room here for chit-chat prose, especially the less concrete knowledge one has. The information from the OP is rather sparse. Then answers that are so "unlegal" from snippets of some articles or similar... that doesn't work. Dieter Nuhr would apply here.



Sure. It can be done, I have no objection. Lawyers earn especially well when people do not inform themselves but trust forum members who appear professionally skilled. These processes will generate really great contributions towards overhead while a consultation or contract review can barely cover costs.



Exactly. And this also means that the OP may read your post, but I inform him that he should get properly INFORMED. Or do you assume liability for the content of your post? I rather don’t think so.



…gold scale…



If it’s 99%, no problem. If it’s far below that and also extremely incomplete, then I add some other information to those “information.”

I don’t insult anyone. That always takes two. Besides, I am usually much more concrete and direct. Here I was actually still gentle... at least I didn’t call you a troll. That’s something already.



I very much hope it doesn’t come to that at the “gate” now. Many people in the forum orient themselves by tips and hints. That has something to do with “black on white.” If no one contradicts, many would rely on relative nonsense and could fall flat on their faces. Doesn’t have to, but can and will.



If it really was basic “knowledge,” that would be okay. Here it’s more… let’s call it “gut feeling.”



Factually correct... revealed? (Now I really have to grin)



I did not. 1. I cannot recognize any insult and 2. your posts had no informal value, at least none significant that one could leave as is, if you set aside the final recommendation to see a notary.



What should be “going on” here? I find an informative forum with a manageable number of topics and high-quality answers much more important and better than a forum with many silly posts, where few people care about the professionally wrong answers. I find the forum nicely clear and reasonably well structured.

I also like that trolls, troublemakers, and other crazies somehow do not last very long here. That’s because it’s uncomfortable and too many members clearly oppose these persons.

Building and buying a house are such complex topics in factual and legal respects that the vast majority of interested parties can only fully understand a few areas without intensively engaging with the subject matter. For that, posting and reading here in the forum is allowed, possible, and should be done. In most cases, there are some good suggestions, tips, and also a little criticism. The latter is necessary, because people tend to get stuck where they really want to. It’s a bit like being in love… the rose-colored glasses and such. It’s human but sometimes requires the power of reason to be distracted from emotion.

Even now, I was sweet as sugar again... and I can really be different.
 

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