Financing problems

Consumption behavior? How long have you had this salary and how much equity do you have specifically?

Now let's get down to business... what is this dithering about, either you are going to be helped or not. Since you were rejected twice, there must be a reason! You can't go to a lawyer and tell him to represent you for bodily injury while keeping the other 10 offenses from him! If you did the same with your financial advisor, then that is definitely the reason!

Do you perhaps have a bad Schufa entry that you might not even be aware of yourself? You should check it from time to time, because mistakes can happen and incorrect information may appear.

I don't want to fully disclose all our savings deposits, but as I said, we are initially adding 25,000 and are keeping a buffer each for emergencies. (You never know what might still come up)

You should say that you have, for example, 100k equity, but are only contributing 25k. That way it will go through as well. Play with open cards. Unfortunately, I don't know what such a bank rejection looks like. What exactly does it say word for word? Have you called the bank and asked for the details?

You should already say that you have, for example, 100k equity, but you only contribute 25k. Then it will also go through. Play with open cards. I unfortunately don’t know what such a rejection from the bank looks like. What exactly does it say word for word? Did you call the bank and ask for the details?

A bank can but does not have to give reasons ...

Now let's get down to business... what is this messing around supposed to be, either you get help or you don't. Since you were rejected twice, there must be a reason! You can't just go to a lawyer and tell him to represent you for assault while hiding the other 10 offenses! If you did that with your financing advisor, then that's definitely the reason!

But there is a difference between a bank advisor and an online forum. I don't have to provide my complete account with transactions and savings deposits in a forum.
Of course, our bank advisor has all the documents and information.

, We have checked that and there is nothing negative in it.

We received the rejection by phone from our advisor at Interhyp. And he told us about the 75,000 security, which he himself could not understand. He said it might be because there is currently a change of management at this savings bank and therefore everything is a bit stricter at the moment.