Financing Power of Attorney for Property Purchase

I see it the same way. The notarization of the purchase contract by the notary and the registration of the mortgage (with us also the pledge of the conveyance note, since it is partially financed and not yet surveyed) are two different things. We received 2 separate invoices from the notary.

Since you want to pay for the entire property with equity, you will only have to have the purchase contract or the purchase notarized. At a later appointment, once you have the loan agreements + mortgage creation documents from the bank, you will be allowed to have the mortgage registered with the notary on behalf of the bank.

EDIT: Is there already a mortgage on the property? Then it can become more complicated and expensive. That means, if the registered mortgage is lower than the new loan, you will have to have the old mortgage cancelled and the new one registered. This can easily cost you another 2-3k€ in addition to the purchase.

Correct! And maybe you do need a few more euros after all and end up getting into trouble by registering more.

... have the old land charge against the seller canceled and that's it. Less stress.