Financing new construction project with average income

What I noticed is that the mobility costs will increase significantly after moving into the house, and I am missing an item "saving for a new car".

In the public service and social service project management, the salary tends to increase rather moderately with age. The public sector is notoriously bad when it comes to salary increases, and sometimes the end of the pay grade is also the end of the increases.

I can't confirm that.
At least there is something every year.
I see it with my girlfriend.
And thanks to the pay grade step increase since January, she got an extra €500 gross on top.
Just like that!

In three years, I have now received a 1.5% raise - yay :(
And at the same time the work keeps getting more/worse.
I am clearly also pro public service.
I absolutely have to go there too.

I can’t confirm that. At least there is something every year. I see that with my girlfriend. And thanks to the step increase since January, a quick €500 more gross on top. Just like that! I have gotten 1.5% in three years now – yay :( And the work keeps getting more/worse at the same time. I am definitely also pro public service. I absolutely have to get there too.

Hmm, well at the beginning of my career I thought my salary was quite good. But by now I have to realize that almost all my friends earn more and also more than my girlfriend who has studied. The IT specialist at SAP, the key account manager with vocational training, the electrician, ... And I hardly have a chance to increase my income (except for the little experience steps), whereas others have significantly more room to grow. On the other hand, I love the security of my job and that’s why I chose it. Also maybe something special in Munich, because others earn very well and I earn as if I were working in Hof.

I see it with my girlfriend. And thanks to the step increase since January, 500€ more gross on top. Just like that! I am clearly also pro public service. I absolutely have to get there too.

If you take a look at the tables, this is quite an absolute exception – most step increases are significantly smaller. Nevertheless, the annual increase in the public sector is ultimately clearly over 1% per step increase, and thus better than your mentioned 1.5% over three years.

And fun fact: some federal states reset the pay grade to the entry level when you change the federal state.

Hello, when children come it gets tight. Otherwise nice equity, saved up yourself?