Dream property as a bargain: Sell or own a home

20% of the total price should already be available. 40,000 additional costs are missing And garage? 350,000 house 60,000 land? 15,000 demolition Means you should have about 85,000 equity or a high income. Otherwise, I find such actions irresponsible. 1800 left per month but only 10,000 equity, something doesn’t fit there either?

You should already have 20% of the total price.
40,000 ancillary costs are missing
And garage?

350,000 house
60,000 land?
15,000 demolition

That means you should have about 85,000 equity or a high income.
Otherwise, I find such actions irresponsible.

And that is exactly my current concern. It depends entirely on the construction cost calculation and recognition of the land value increase as equity.
A carport will probably have to suffice.

1,800 left per month but only 10,000 equity, something doesn't add up?

The money has only really started rolling again since January this year. Before that, I was the sole earner for almost two years with less salary (further training -> job change -> more money).

And that is exactly my current concern. It all depends on the construction cost calculation

There is more than enough help in the forum on how a calculation should look or which items you have

But relying on the advice and calculations of an architect instead of a forum is the best way.

But relying on the advice and calculation of an architect instead of a forum is the best way.

No, not "instead". What do we keep reading here again and again about architects' calculations that went wrong. Therefore, I would combine the two: calculation by the expert and here the question of how far the current builders' experiences authenticate these figures.

Therefore, I would combine the two: calculation from the expert and here the question of how far the current home builders' experiences authenticate these numbers.

Yes, but ( ) it is best to read along for a while beforehand and learn how to assess each user's statement. Most here do not want or can maintain the Nordlys standard, on the other hand, I do notice with some users that they set all costs for everything almost absurdly high. If I had listened to them, I would never have dared to build a house. My recommendation: ask home builders and those who recently were from your own environment (preferably friends and good acquaintances, where a similar standard is usually included). For those who are no longer home builders, add a proper price increase surcharge.