I think everything is clear now?!
There are two contracts, one that you have with the BT
and then you verbally have a contract about the additional equipment with the sanitary installer, which is now bankrupt.
What I don't understand:
after the costs for the standard were "calculated out" with the developer.
Why is the developer charging you?
Is it the case that he billed you the standard amount between you and the sanitary installer? So he paid you or the sanitary installer? Then it makes sense that he (if he now has to provide the equipment again with a new sanitary installer) receives money from you again.
However, you could find a sanitary installer yourself... of course, also pay again. Afterwards. After the service is provided.
Strange situation that the developer apparently prescribed the bathroom companies that you settled with directly.
That is normal. The general contractor or developer makes tenders and thus stays within his fixed price, usually with craftsmen with whom he has had experience. He cannot (and does not want to) change craftsmen weekly.