Defining the financial framework, recommendations on house sale / land selection / new construction

  • Erstellt am 2025-09-26 12:40:37

Teimo1988

2025-09-27 20:20:28
  • #1
So I'm also a bit on the lookout for a nice plot of land or an existing building (that would then be torn down) to build anew at the end of my fifties. Because then I would build completely differently for the last phase of life. For me, that's still 20 years away. We'll find something eventually... I really can't understand your reasons, though. It might be that in the new neighborhood they consider you poor and you worry about that... I can understand your husband's reasons, if you can retire appropriately at 55... what's better than that?
 

motorradsilke

2025-09-27 20:44:06
  • #2


At the latest, that would be the clear decision for me. Leisure time in life is irreplaceable. Retiring at 55 is simply endless quality of life.

That can also happen to you in a new environment.
 

Tolentino

2025-09-27 20:44:10
  • #3
Is that really envy? Do they just not understand? Do they secretly envy you?
Is that still Bremen or more the surrounding area?
I know that Bremen is a bit special in that regard (my father lives there and his wife is a native of Bremen). Even in the well-off areas, people tend to live rather modestly and don’t flaunt it. At least the old established residents. The nouveau riche are already showing off again, which then raises some eyebrows.
Perhaps this can be transferred as a sociocultural parallel shift even into lower income classes?
No idea, I’m just speculating.
Personally, I’m not sure what I would find better for the development of my child. Maybe to be unjustly envied and admired or, conversely, to always feel somewhat underprivileged and unable to keep up with the peer group.
For my part, I had friends from really well-off families in childhood, and one could say that it sparked a certain ambition in me because we were not quite as well off (even though I never saw myself as underprivileged).

You say you’ve lost friendships. Did that really come from them, or did you just eventually lose the desire to keep explaining yourself?

Until that last post about the environment, I was rather thinking of some unresolved buried trauma that makes you look for constant change and the pot at the end of the rainbow. Like you’re afraid to settle and be content. Or you don’t allow yourself to be.
But I can understand the thing about the environment. At least that it preoccupies you.
For me, for example, it’s the high proportion of Baby Blue voters that already hits me hard as a PoC.
But my immediate neighbors are okay, and I’m building my little paradise with my family. That’s enough, and even though we still have a lot to do here, I already see us as having arrived and basically feel comfortable in the situation.

If it’s simply the need for a project. I actually think you can improve and beautify a lot around the house, even if you’re basically satisfied with it.
You can theoretically do that with the environment as well, through neighborhood initiatives, street festivals, and flea markets.
If you’re seen as a “big shot” in the corner but show up for the neighborhood with a commitment of time and effort, then you will surely be perceived differently than if you metaphorically lie down on a golden sofa in the garden without privacy screens (now exaggerating on purpose).
 

MachsSelbst

2025-09-27 20:54:29
  • #4
I don’t want to be a spoilsport again, but I also once worked in a large corporation... and by far not everyone there gets the opportunity to retire early or go into partial retirement at 55. My impression was always that they mainly send the people into partial retirement that they can do without; the really good people had to carry on until the regular retirement age, they never received an offer... Also considering the current situation, the government... the future of the daughter, the future in general... Why on earth do you have to retire at 55? Please reconsider... that would be important to me as a conclusion, now I’ll stay out of this.
 

Yaso2.0

2025-09-27 21:34:35
  • #5


Maybe rather the feeling that we are followed by luck, while others have bad luck on top. I don't know.



The Bremen border is 1 km away.



It didn't come from us. In hindsight, I think we explained too often and too much. A new car for me doesn't mean a new car off the assembly line. We have built - yes, we drive nice cars - yes, but I don't live ostentatiously. I actually can't, for that I would have to completely change or pretend.



You are not the spoilsport. My husband is a workaholic, he doesn't necessarily want to retire at 55, but his father died at 52, so he wants to at least keep the option open.

Many thanks to you all for your answers, also from my husband, he read them all together with me.

We will now let the answers sink in individually for a few days.
 

wiltshire

2025-09-27 21:51:57
  • #6
Oh, for example, becoming a start-up entrepreneur, getting elected to the local council, taking responsibility for a social project – there are many alternatives to being a retiree once the children have moved out – I can tell you from experience, although I'm also "already" 56.
 

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