Debt restructuring in construction financing

It's not about the 7 thousand euros, something like that is legitimate (e.g., a car for work), but about the idea of including it together with [Küche und Möbeln] in the construction financing. In most cases, that simply goes too far, unless you approach it with a repayment rate significantly over 5%. Then you can consider it, but in any case, you will end up paying more.

True, in the anonymity of the internet you can really mouth off, troll around and act all tough. Finally, no consideration for the people who know you, respect.

Seriously? When I write "If you have to borrow 7000 EUR privately, you shouldn’t even think about building a house. Unbelievable what kind of ideas some people come up with," is that for you "really mouthing off"? If you are that sensitive, life must not be easy for you, right?

No, I referred to this statement:

Life is not a pony farm :) You can express something like that more diplomatically with friends and family. There is no necessity for that here...

But you had already set the direction with the previous post.

Well, to each their own.

One may ask what the operators of the site want.
Raging forum users who also drive away the last quiet readers or a civilized atmosphere in which experiences are exchanged.

People, always calm down here. There are countless users who speak the truth before you end up falling flat on your face in reality. Many also work at financial institutions and know the mortgage financing business.

There is some truth in saying no equity is available here and why?

Steffen is sometimes a bit too direct, but I have to agree with him as well. You can't build a house with negative equity.