Construction project worth TEUR400 possible?

With you, it sounds as if a prefab house is inferior or cheaper. Get rid of that thought. Better check out a few providers. Then you will find that comparable quality usually costs about the same. The 2000€/sqm is already calculated very generously. That already sounds like a desire for more features. The easiest thing would be simply to plan a house with one provider (get an offer) and see roughly what sum comes out. Then you can see further. The first step, however, would be to go to a financial service provider or the bank and see what conditions you get and how much the bank wants to lend you and how much you really want to spend.

Okay,

the thing with the Swedish house 170 is just a dream. The realistic goal is a prefabricated house 145. I'm sorry if it came across as if a prefabricated house is inferior. It's simply cheaper than a Swedish house.

When would you start with visits to the provider and the bank? We will not begin construction during the legal traineeship. The plot has also not been advertised yet.

340000 just for the house without additional costs is already a lot here in Schleswig-Holstein. The selection in the catalog is already quite large... maybe one should take a look at what the providers have to offer there :)

It can’t hurt to visit a financial service provider already. There you might also be able to play around with the numbers to know how much you need to save or where the goal lies. But with you, there are still too many variables at play that are not fixed and can still change significantly.

Hey Paypal, so it is cheaper after all?

But there are still too many variables at play with you that are not fixed and can still change significantly.

Yes, I agree. Thank you very much for your help. Then we will continue to save diligently and I will provide an update on our circumstances early next year.