Construction financing with a low fixed rate

right, you stay at home for about that last year

Watching your own child grow up 24/7 is certainly not for nothing. But you can also have children in order to raise and watch them grow for 45, better 60 hours a week. Now this is getting off-topic.

Watching your own child grow up 24/7 is certainly not for nothing.

But you can also have children to then raise and watch them grow 45, better 60 hours a week.

Now it's getting off-topic.

Not everyone has the financial means to stay at home for 3 years. It's more of a luxury.

Most do not want that either. And I would not want a woman who wants to stay at home for 3 years.

Most people don’t want that anyway. And I wouldn’t want a woman who likes to stay at home for 3 years.

well, don’t say that. my neighbor does it and wonders that her beloved child goes to daycare and mom is no longer that important,,,^^ typical busybody. I’m of the opinion that the point to send a child to daycare to develop socially is reached somewhere between 12 and 16 months anyway

Now this is going way off topic and before this becomes an endless discussion about [Kindererziehung], I would ask you to get back to the topic.

Evening everyone and thanks for your quite detailed explanation . I will continue to monitor this topic here, as it fits me and my wife perfectly from the actual constellation, even if the actual salary is somewhat higher, a higher rate like here was not planned.

What I have not read at all here so far are components that complement the banks' offer, such as KfW or also in Bavaria, for example, Labo, etc.

Did I perhaps overlook the reason why this has not yet been addressed here?