Ppriviticerul 2020-09-19 22:47:18#1 Which one was it? Our house bank is the Beamtenbank (BBBank). And NO, we are not civil servants.
YYbias78 2020-09-20 08:14:53#2 Our house bank is the Beamtenbank (BBBank). And NO, we are not civil servants. But it is probably an exception. With a KfW loan as equity, we would be below 60%.
Our house bank is the Beamtenbank (BBBank). And NO, we are not civil servants. But it is probably an exception. With a KfW loan as equity, we would be below 60%.
Ppriviticerul 2020-09-20 08:30:34#3 But this is probably an exception. With a Kfw loan as equity, we would be below 60%. I had read that some banks recognize it that way... It also worked out for us because of KFW40 and the €24,000 that you get waived.
But this is probably an exception. With a Kfw loan as equity, we would be below 60%. I had read that some banks recognize it that way... It also worked out for us because of KFW40 and the €24,000 that you get waived.
YYbias78 2020-09-20 08:42:19#4 I had read that some banks recognize it that way... It also worked for us because of KFW40 and the 24,000€ that you get waived. So are the 120k or 24k now recognized as equity?
I had read that some banks recognize it that way... It also worked for us because of KFW40 and the 24,000€ that you get waived. So are the 120k or 24k now recognized as equity?
Ppriviticerul 2020-09-20 08:53:21#5The 120k. The 24k are only deducted at the end of the construction phase and do not need to be repaid. Maybe the bank just went along so that we exceed the 20% and get the loan without any problems.
The 120k. The 24k are only deducted at the end of the construction phase and do not need to be repaid. Maybe the bank just went along so that we exceed the 20% and get the loan without any problems.