Can only married couples apply for financing together?

Why is that? Of course, you can do it if you want, but I consider gain here to be fair if Part 2 also pays in. Because the gain is then the repayment made by both plus the increase in value. If Part 2 pays in, he should not end up empty-handed but rather get half the gain.

Part 1, on the other hand, ends up with the property plus equity plus half the gain. Simply put.

If Part 2 pays in

It is not like that for us, for example. Banks want securities for investments. So the self-employed person needs their own assets

If Part 2 contributes financially

It’s not like that with us, for example. Banks want collateral for investments. So the self-employed person needs their own assets

Alright, but in the case of self-employment, separation of property probably makes sense anyway, right? That would then also affect the house. Although the question then arises whether that is fair if Part 1 pays for everything alone and Part 2 lives there for free. I think the couple has to answer all these questions themselves and decide for themselves.

The couple must decide for themselves. It is very individual. It also depends on how exactly one separates - the ongoing. Maybe counts 1 pays the installments alone 2 buys the lawn mower because needed and with 1 no money available that month. Prenuptial agreement depends on it. The freelancer with 35,000 euros turnover is self-employed and the entrepreneur with 3,500k turnover as well.