Buy the plot now - build next year.

Hey,

My girlfriend and I want to buy a piece of land now, but we plan to build on it only next year.

My question is, do I need to somehow secure (insure) or mark/fence off the land (2600m²)?

For your information, there was a house on it which will be demolished before the land purchase. The garden will also be removed. The land will be bare at the time of purchase. At most, there might be a bit of grass growing there.

Best regards, Sven

Landlord liability insurance is the keyword. Doesn't cost much. It's available, for example, at huk24. We already have the property and are building in the spring.

Thanks first for the information.
Now the question is what dangers arise from an empty plot?
Electricity, gas, and water have been disconnected by the utility company. So I would consider those as "deficiencies." If their valves or switches do not work, I can't do anything.
Snow removal,.......do I have to do that? Dumb question, right?
The background is as follows: On my side of the road (country road) there is no sidewalk/bike path. Do I still have to clear a strip of 1 meter?
On the other side of the road there is a pedestrian/bike path.

What should something like this roughly cost?

Regards

Hi Sven,

You mention it yourself: winter services and street cleaning are the critical points. Even if there is no sidewalk, the statute of your municipality may require you to clear, for example, a "1.50m wide strip parallel to the property boundary." However, if the road is actually a country road, you are hardly likely to be obligated to clear it because regular winter service is carried out there. You would need to consult the statute and possibly a directory of "streets where no winter service is performed."

What if someone slips on the proverbial banana peel in front of your property and is hit by a vehicle on the street? Without a landowner liability insurance, I would definitely not want to imagine this scenario...

Best regards
Allrounder

and the liability insurance pays only when you simply do not fulfill your duties? Because liability insurance should be cheaper than hiring a winter service.......

She will probably pay first, but then check whether gross negligence is present, and in that case partially or completely reclaim the money from the policyholder. And "simply not complying" can a) of course be seen as gross negligence (whether intent - you surely did not lay out the banana peels there so that something like that happens - is of course an interesting approach - will then be more expensive), b) also lead to additional costs if the municipality takes over your duties regarding property maintenance / winter clearance etc. for you and sends you the bill along with a motivation surcharge...