I had indicated the gross salaries. Currently, that is about €4,000 net ;-)
ok that puts things back into perspective a bit and my worldview becomes more coherent again ;)
Then saving €2,500 is of course not bad!
However, net is easier to calculate with, since we can only guess what deductions you have..
- First child arrives in January 2013
- Goal: wife back at work from 9/2013 (possibly already with the government - civil servant status - currently still on the waiting list for this).
There might be a problem, as Der Da already mentioned... as soon as the child arrives, you will have less income and more expenses.. and as you already wrote - it is your
goal that your wife works again after half a year (why actually so early? There is parental allowance for one year, isn’t there...?!) whether that really works will only become clear later...
And having a 6-7 month old infant cared for full-time is, in my opinion, not really ideal... and certainly not cheap! Have you already found out what full-time care costs in your area?
I have an 8-year-old son and a 7-month-old girl.. we currently could not imagine that she would start working again now... maybe part-time again in a year...