Build before or after 01.04.2016?

So in my eyes the only real "weak point" of the Allianz mortgage financing is that they charge a 0.05% interest surcharge for the 5% special repayment option. In return, however, you get, for example, a 0.04% discount for 3% ongoing repayment, so it basically balances out again.

Although the difference between the broker's offer and the offer from the Allianz agency probably took place in the second decimal place, or was there a significant deviation?

Also expect it to remain the same, or slightly less. Maybe again about 50% below market.

10 years: 0.6% - 0.75%
20 years: 1% - 1.25%

As if you had known it