That is quite a short investment horizon. If there is a big dip next year, you might end up with 30% less. If you want to build in '22, that might not yet be compensated for. With 5 years, it looks somewhat better but basically the advice is to shift the capital to low-risk once you approach the time of use.
Overall, the situation is currently extremely difficult to assess. The economic fundamentals are poor and realistically not much will change before Easter. At the same time, the stock markets jump from one high to the next as if nothing happened. There are two explanations for this:
1. a bubble that will burst soon
2. thanks to the financing of the Corona aid through the (virtual) printing press, this is now "normal" and the money is simply worth much less than a year ago.
In the first case, you should not jump on the bandwagon, in the second case... I don't know. Existing ETF savings plans I would continue, but if you need the money in 2 years neither of the two explanations is really cool.