Will this work or are we just dreaming about buying a house?

I quote" These wage replacement benefits do not increase the »taxable income«, but they do affect the tax rate applied to the remaining income. Since the tax rate with received parental allowance is higher than without, most new parents face higher taxes and thus also a back payment to the tax office." The tax back payment is therefore In most cases equivalent to the parental allowance for 1 month.