What financing is suitable for new construction in 2018?

It wasn't meant seriously either, but there seems to be some truth to it.

Your addition is correct. Some time ago, I moved 5 times in 7 years for work, after that I probably wouldn't have even gotten a mobile phone contract I also have the online access. Sometimes very interesting what’s going on there.

This is precisely the one piece of information that Schufa insists it does not use (Geoscoring).

My main bank called me months ago and asked why I had moved to the street "X," a lousy address. They said they had received this information from Schufa. It turned out that there was a mistake in the back office of my other main bank (Sparkasse).

I was advised to take care of correcting the address as soon as possible because my Schufa ranking had worsened as a result. The Sparkasse also confirmed to me that a bad address leads to a worse ranking.

However, I don't care much about my Schufa ranking. My bank wasn’t interested in it at all when granting a mortgage loan because my creditworthiness is unquestioned even with a relatively poor score. I have 4 checking accounts and 3 credit cards, have moved frequently, and that’s a good thing—no matter what Schufa says about it. I have never ordered anything without paying, and none of my checking accounts have an overdraft limit (at my request).

No idea why you guys make such a big deal out of this!