What do you think about our financial situation?

Of course divorce is annoying, me too!

But it should be clear once again, the biggest problem in such constellations is not a cost overrun in construction or a significant interest rate change but the separation.

if it bothers you then start a thread. With loan/construction start and the first phase of life, children are a topic and not divorce,.

If it comes to separation and divorce, the woman would first snatch the house and you can see where you end up.

There needs to be an agreement right at the beginning of the marriage about what happens to the house in case of emergency and who has which claims (equalization of gains, initial assets, gifts ...). Additionally, you have to make sure that the woman works full-time.

What’s wrong with you? This is not a forum for relationship problems. Someone is asking here about possible financing and you recommend that he should make his wife work full-time. Have you had bad experiences? Life simply consists of risks, you can't insure yourself against everything. I am also married and we have no additional contracts, we rely on trust.

Best regards
Sabine

Since we are building without a basement, the garage will be slightly larger. (7m x 9m). The garage will have a hipped roof. Hence the price. It is also not a classic townhouse. We want a small extension going out from the living room. (7m x 1.5m) This will also have a matching hipped roof. Front door canopy with columns and WD. Overall already somewhat above standard. But I would not call it luxury. The equity comes entirely from me and I will also take over the entire financing.