The house belongs to the bank, but they do not claim it, grandma lives in it

"
Step 1: Check grandma’s bank statements to see if credit, additional costs, possibly rent are deducted
"
NO, I already said that

yes, people sometimes say things quickly like that, we want to make sure that you have actually seen and checked the mentioned bank statements from the last 12 months with your own eyes and not just rely on the word of your mother or grandmother, because sometimes people who lose track are simply unaware and claim something because they also believe it is so.
So it is no malice on our part to bring this up once again.

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Step 2: Contact the borrower and ask if he receives bank statements for the loan and can clarify things for you?
"
Didn’t I mention that he vanished? He fled somewhere abroad, no one knows where he is...

well then you’re off the hook if the guy who vanished is the borrower, then nothing is going to happen to you.

Well, then you're off the hook if the guy who disappeared is the borrower, nothing will come of it for you.

That was certainly meant differently. The "borrower" is not the lucky guy who gets to spend the money, but the one who has to pay it back. At best, it is the same person; at worst, they are different (living on different continents ).

If the house is owned by grandma, no third party can take out a loan on it.

But we will all have to be patient. This "case" may only seem spectacular because the OP is quite uninformed. This will resolve itself over time. Maybe the OP will be kind enough to solve the mystery when the time comes.

I personally assume a guarantee secured by Grandma's house. But let's wait and see. And as long as the loan is somehow serviced, the bank doesn't care at all what happens.

Definitely very exciting, would like to stay updated.

I personally assume a guarantee with the security of Grandma's house. But let's just wait and see.

As far as I know, that's how it is!
But I think I already wrote that before.
Yes, exactly... first let's wait.

And....

Definitely very exciting, would like to stay updated

I promised to report as soon as I know more

Regards
Specki

Well, what is the situation at the moment? Is there any clarity yet?