Suitable home insurance

Hello. I am looking for a suitable insurance for my apartment. What do I have to consider here? What are the most important areas? Fire, theft, electricity, wind damage, etc.? Does anyone have experience with the amount of the monthly premium?

Hello! So I have a regular household insurance. Although there are also differences here in how much it costs monthly and what the insurance then covers..I would get some offers from different insurance companies.

I see it exactly the same way. The more offers you get, the better. And above all, think about what you want to insure yourself against. What you believe is most likely to happen to you. :) I hope nothing. Have you already asked around in your circle of friends?

Hello! Yes, I would also ask people I know!! True. And what is always especially important to me: that my insurance also pays if my bike is stolen! Well, if you don't ride a bike, that will be less important for you ;)

My girlfriend has, for example, an electrical appliance insurance. For me, something like that wouldn't pay off because I can't afford the devices that are worth insuring anyway ;) But if you have expensive and new things, it is a good investment, I think.

I also believe that you can't just generally say what is important. Listen to what is available, sleep on it for a night or two, and think about what you might need from it and, as harald86 says, what is most likely to happen. And COMPARE the offers, harald and Rohbau are absolutely right about that!