Step by step to KfW - complicated procedures?

I greet you,

Surely I could have found answers in the individual posts as well, but each post is very individual and you don't always find yourself with your thoughts. Thank you very much for your time.

Financing + Kfw 70!

Our preferred bank has confirmed the financing for us. However, we are still missing the KfW70. We are now constantly discussing the further procedure.

The plot has been surveyed and the documents are with the land registry office. The landowner informed us that the processing time is about 1 month? To accelerate the Kfw 70 process, we were advised to simultaneously obtain the "site plan" from the surveying office, have the house measured, and have the soil report created. As soon as we have the soil report and there are no serious reasons not to buy the land, we could start..

So now the architect would come into play first, who checks the house according to the standard KfW 70. And only then can the KfW 70 loan be applied for?

Is our assumption about the procedure correct or do you see it differently? Have we forgotten anything or is the procedure implemented differently in practice?

Thank you very much for opinions and tips!

It was something like that with us, yes! We ordered a Kfw70 house from the GÜ, and the architect/GÜ filled out the forms accordingly for us, which we had to submit to the bank. However, we had already announced in advance that we wanted to build Kfw70.

I don't know if this helps you.

Regards Yvonne

Hello Yvonne,
thank you very much for your reply. Do you also have long waiting times (Katasteramt, architect, etc.) until the final financing confirmation from KfW?

To be honest, we probably didn’t notice whether it was long or short, since a) the building permit for us with 10 weeks was already pushing the limit ;) and b) for us the confirmation was just a formality. It had already been factored into the financing in advance.

Don't forget that since mid-last year, KFW applications may only be submitted by energy experts who are registered on the KFW/BAFA site.

I just stumbled upon this now and have to clarify it with the architect & structural engineer tomorrow.

Don't forget that since mid last year, KFW applications may only be submitted by energy experts who are registered on the KFW/BAFA site.

I just stumbled upon this now and have to clarify it with the architect & structural engineer tomorrow.

I am currently wavering whether I should include the KfW loan in my financing at all due to the complicated or now increased requirements!?

My developer said that for KfW 70 houses the regulations have probably been tightened as well, and similar to KfW 55, the energy expert prepares the calculation AND is also newly responsible for supervising and approving the entire construction....i.e. this incurs additional costs (about 5000 EUR).

Does anyone have more detailed information on this???