Wow you guys are fast. :D
Yes, you can do it, but I wouldn’t.
Ergo, formerly also called Hamburg Mannheimer Investment, cheated a lot in the 90s and deceived thousands of investors. Added to that is the Budapest affair at a time when they were already Ergo, etc.
So maybe others also have a lot of dirt on their hands but with them I remember it every time I think about supplementary dental insurance.
Well, that doesn’t sound so bad after all.
They just had some fun in Budapest? :)
If the conditions are right, they can party a little :D
But thanks for the tip anyway, I didn’t know that.
From my broker I got the statement that insurance companies (Ergo, Allianz) as lenders have to be more precise (fussier) than “real” banks. In particular, it concerns the presence of documents. This is apparently because there are stricter requirements for risk assessment for “non-banks.”
Good to know as well.
It worries me a bit that things might be a bit tricky during the payout later on.
Currently, the intermediary from Interhyp still helps with the documents. He wants his commission after all, so he makes sure the documents fit.
He has also already given me some notes on that.
I myself financed with an insurance company not mentioned so far and it was completely hassle-free. They had the best conditions (and I really compared a lot). During construction with individual trades contracted, everything went smoothly including advances of 20-30k€.
Can’t complain.
Yes, that's exactly how the broker described it to me as well.
There will probably be advances and for each subsequent advance they will need proof of what happened with the previous advance.
Sounds fair.
So I think I’ll go ahead and do it. :D