Single-family house with or without a granny flat

Do you want to have strangers in your house? Whom you can hear? whom you might be too loud for? Who might not pay rent regularly? Who call the landlord over every little thing? Have more debts? I think with a granny flat you ruin the advantages of a single-family house

Basically, preferably without strangers. That's why a single-family house. Only the monthly rental income would be interesting.

Becoming a landlord in a batch size of 1 housing unit is, in my opinion, on the borderline between hobby and nonsense, even though many financial advisors probably like to tell you otherwise.

Becoming a landlord in batch size 1 housing unit is, in my opinion, on the borderline between hobby and nonsense, even if many financial advisors like to tell something different.

will probably be built more towards without ew. My fiancée is also against it

basically prefer to be alone with just my own family. only the financial advantage from the rental income would be interesting

basically prefer to be without strangers. That's why a single-family house. Only the monthly rental income would be interesting

Do you want to earn money or do you want to build your own home? By the way, it is wrong that you make money in the medium term with a granny flat. An apartment in the basement costs roughly 100,000, you have to borrow that money. You pay interest on that. Rental income is taxable, and a tenant's car could also be very disturbing in the yard. In addition, not every potential tenant has a personality you like. And granny flats also have the disadvantage that they are often changed more frequently due to lack of family suitability, meaning more frequent tenant changes including vacancies and renovation costs ... which you can deduct, however. But as already says: you block your SINGLE FAMILY house.

basically rather alone with only my own family. the only interesting thing would be the financial benefit from rental income

Then I would rather buy/build and rent out garages/parking spaces as an investment with financial reserves. Usually good returns, no trouble with utility billing, tenant protection, rent reductions, not abused...