Sell the parents' apartment and buy a house with the parents

Where does your money go monthly? How do you imagine paying off a loan? You pay 330,- cold rent and you only have "just" 650,- EUR left? Then at least more than 3000,- EUR capital (or 7000,- before purchases) should be left after 12 months, right? I advise you to start keeping a household budget book from now on! And write down everything(!!).

Household budget book? Who does that?

@ schubert79: Well, when I was young, I also had more expenses: cinema, clothes, dining out, meeting friends, disco, driving around, swimming, ice skating, football stadium, concerts – I can definitely think of a thousand more things. Maybe you remember now?

Household budget book? Who does that?

@ schubert79: Well, when I was young, I also had more expenses: cinema, clothes, dining out, meeting friends, clubbing, driving around, swimming, ice skating, football stadium, concerts – I can probably think of a thousand more things. Maybe you remember now?

Well, I am no longer young, but I still have some expenses from that list. Ownership requires commitment and means discipline. A household budget book is helpful for those who spend money here and there undisciplinedly, money that is not necessary. It helps to keep an overview.
The OP wrote in the initial thread that there are animals living in the household. Animals also swallow euros... if you want to buy something of your own, you have to keep track of which money can be directed into the property.
For example, I also have friends who waste their 20s money here and there and see it as a restriction not to be able to do that anymore.

Supporting the parents in young years is already a big deal. Respect! But I think you should basically try to get the original problems under control first before you take on even more responsibility.

Supporting your parents in your youth is quite an achievement. Respect! But I think, fundamentally, one should try to get the original problems under control first before burdening yourselves even more.

Surely not everyone is as much of a family person as I am, but calling the parents the "original problem" is pretty harsh. *doubling over laughing - wonderful stylistic gem*

Surely not everyone is as much of a family person as I am, but to call the parents the "root problem" is pretty harsh. *doubling over with laughter - wonderful blooper*

That's not what it says either!
But the parents live on a pension + 400 from side jobs. Yes, they own property, yet the 200 repayment is unaffordable.
One might need to clarify whether the authorities could do something about the 200 (please don't beat me up, I don't know much about this). Having no pension at all (mother) can't be right either. There might be options for the parents to support themselves again ultimately. Then the search for a new home, possibly a nice rental apartment on the ground floor (for animals), would be somewhat easier.

An advisor would possibly say that the apartment should be inherited prematurely so that no property remains and the social welfare office covers the necessary expenses.

So: tackle the financial problem at its root, which does not mean seeing the parents as the problem.