Securing construction financing

In principle, I find the objection justified (it can also make sense to insure spouses against each other in cases of unequal incomes), but in the end, it is also an individual decision.

The situation already looks different depending on, for example, how old the children are (if there are any), or whether there are additional assets besides the house or a larger buffer in the bank. And if the impression is, even if one drops out and the other scales back a bit, that it would still work in the medium term, then the risk is also manageable. Especially since an RLV only covers a very specific case and many other emergencies do not.

Both. It doesn't help if the performance is right but the price shows a three-digit amount per month. That's why we will consult our financial advisor and discuss everything.

Financial advisors also advise on disability insurance? They usually focus more on investments, don't they? There are disability insurances where you also save something and receive a few euros upon retirement.

Financial advisors also advise on disability insurance?
They usually focus more on investments, right?

There are supposed to be disability insurances where you also save something and receive a few euros upon retirement.

I am having an offer made and will compare. It is a larger company with several branches.