Securing construction financing

2021-06-15 21:31:18

We have 10% above the loan amount linearly decreasing for both. Then we still have small, very old capital-forming life insurances. If something happens to someone, the house is paid off, and there probably remains a little something for the rainy day fund. Your own salary is then enough to live on ... I believe the federal association says 80% of net income for disability insurance. We also have long-term care insurance. Costs are too individual for the contributions of others to help you. Age, pre-existing conditions, profession, hobby... are factors that influence contributions. Roughly, we pay about €350 per month for precautionary insurances. It is a lot of money, but I have a high need for security. If something bad happens, at least money worries should not be added on top. By the way, we don’t even have children. With children, you probably have to insure yourself quite differently if you mean it "seriously".

2021-06-15 21:35:07

Risk insurance for the first house.
For the second one, nothing, the loan could be serviced by one person alone.

2021-06-15 21:37:48

We have 10% above the loan amount on a linear declining basis for both. Then we also have small, very old endowment life insurances. If something happens to someone, the house is paid off and there will probably still be some money left for a rainy day. Your own salary is then enough to live on ...

I think the Federal Association of Insured Persons says 80% of net income for disability insurance.

We also have long-term care insurance.

Costs are too individual for the contributions of others to help you. Age, pre-existing conditions, profession, hobby... are factors that influence the contributions. Roughly, we pay about €350 per month for precautionary insurances. It's a lot of money but I have a high need for security. If something serious happens, at least financial worries should not be added. By the way, we don't even have children. With children, you probably have to insure yourself quite differently if you mean it "seriously".

That's about how it is for us too. The care insurance is anyway for the children, so they never have to pay for me...

2021-06-15 22:00:46

Risk life insurance is almost a giveaway. Joint life policies with T€ 300 cost from €20 per month. Assuming middle age.

2021-06-15 23:03:45

T€ 300

Very high amount.
With us 100k for under 40 € per year (under 30 years, non-smoker....)

2021-06-15 23:11:45

Very high amount.

We also had a very high financing a few years ago. One earner and three children – that made sense.

Securing construction financing

Katdreas

ypg

Joedreck

nordanney

Osnabruecker

nordanney