Respect for large numbers - is the financing feasible?

...Every month €7.5K income with €3K expenses, one might well consider what to do with the rest. Owning a house offers plenty of potential to enjoy the money. Why punish yourself with a small hut and take away your options?

But there are also many nice things in life that are independent of a house.

It's not about Jo as a single only being entitled to 70 sqm (+children's room), it's about Jo possibly considering going from 170 to, say, 150, so that he feels more comfortable with the financing and with the money saved he can then afford a cleaning lady.

I myself also like to live generously, but beyond a certain room or house size, there is the discomfort of not fitting in.

And there are better options than furnishing his house with empty rooms, a pool table, or a cross trainer; namely, Jo can still afford going out and paying numerous monthly fees for various clubs and associations.
I think that's great!

Regards, Yvonne

But there are also many nice things in life that are independent of the house.

He already has.

I myself also like living generously, but beyond a certain room or house size, there comes the claustrophobia of not fitting in.

Those are probably true luxury problems.

mlig can still afford going out and numerous monthly fees in various clubs and associations.

I believe he can afford all that simultaneously. So what now?

Oh, you guys are really Joeversteher to me....

He can afford anything! True! But I felt that some numbers scare him... so from me there are not men's encouragements, but women's concerns Best regards, Yvonne

I think I would take a closer look at where the stomach ache is coming from. Worry often has a real and meaningful component and can also serve as a good adviser. So maybe it's worth taking a closer look at what is causing you difficulties, dear Jo. Perhaps it is not the dream plot after all and a somewhat cheaper one would fit better? Or you might prefer to save for a while longer and only build once a larger part of the plot is paid off? Or something completely different?

...or is there a building obligation on the property? If yes, by when must construction begin?

If it is your absolute dream property, then I would buy it, pay off diligently, and in the meantime think more about the house and then decide what will be built.