I do not understand the discussion. If all work was carried out by professional companies, they are named, because they have already contributed to the overall UV. As a client, you can choose whether to work at your own risk or not, meaning whether you want to insure yourself through the BG or not. The helpers must be insured through the BG, and in my opinion, this should be done honestly, because the BG’s performance in case of damage cannot be matched by any other organization at this price. I wanted, in any case, people who have accidents on my construction site to receive the best possible treatment, disability pension, or care. I fully agree with the construction expert: whoever does not have the [eurofuffzig] per hour should not build.