Received letter from BG Bau (Builder information)

And you are liable for any possible accidents or long-term damages?

Rhenish greetings

Honestly: Since it is so vaguely formulated with good friends and relatives who is insured and who is not, they would try to wiggle out anyway with the painting work mentioned by Masipulami.

Hello Musketier,

Honestly: Since the phrasing about good friends and relatives is so vague regarding who is insured and who is not, they would probably try to wriggle out of the painting work mentioned by Masipulami anyway.

I think other interested parties are also reading along here

Also honestly: I really don’t understand it?! Builders take thousands of euros in hand and it’s supposed to hang on peanuts for the BG in comparison? That can’t be true.

Whether the BG would wriggle out in the worst case? I can’t confirm that; I have experienced their handling differently and am therefore more convinced than ever that it is better to answer honestly. At that time, I couldn’t have paid the surgery costs etc. out of my own pocket ... those are some pretty nasty numbers. Fortunately, no consequential damages have occurred; at least not so far. And if they do – which may Mother Nature prevent – the BG will also cover the costs incurred.

Rhine greetings

Once again: We will have no friends or family on the construction site. The painting work will be the only thing we do ourselves, and as builders, we are excluded anyway.

I do not understand the discussion. If all work was carried out by professional companies, they are named, because they have already contributed to the overall UV. As a client, you can choose whether to work at your own risk or not, meaning whether you want to insure yourself through the BG or not. The helpers must be insured through the BG, and in my opinion, this should be done honestly, because the BG’s performance in case of damage cannot be matched by any other organization at this price. I wanted, in any case, people who have accidents on my construction site to receive the best possible treatment, disability pension, or care. I fully agree with the construction expert: whoever does not have the [eurofuffzig] per hour should not build.

Hello,

???

I did say that other users/potential builders also read this thread

Rhenish greetings

Ok, then I misunderstood that.