It is true that the water might not always be sufficient in summer. However, modern domestic waterworks are equipped with a potable water replenishment system with separation RW / TW. This way, you can still flush your toilet even during drought periods.
I find WC use sensible alongside garden irrigation. If there is no very hard water prevailing in the region, I personally prefer TW for laundry. But I can only justify this emotionally.
Toilet deposits can form, but this depends strongly on the filters, the intake device (floating extraction), and the overflow siphon, as well as the quality of the discharged water. Impermeable surfaces and green roofs (high humin content) definitely should not be discharged.
Although we have the insulated Silentio domestic waterwork, ultimately it is still a pump that you can hear. Since the technical room is in the basement, it doesn’t bother us. But in the ground floor with adjacent living rooms, you should also consider the additional noise and vibrations beforehand.