Land reservation

... only if such a reservation were to incur fees, that would again be small change causing trouble, and even if only minor, costs that the builder would have to bear again (he already has enough during the house-building phase anyway)

According to my suggestion, the reservation fee should be credited towards the later purchase.

Rhenish regards

Then you had enough equity and your bank could have issued a confirmation for this. It doesn’t cost the world, if at all

Rhenish greetings

Yep. But then the competitor just takes straw men and -women who have a few € in the account and that’s it.

Yep. But then the competitor just uses straw men and women who have a few € in their accounts and that's it.

That is - with all due respect - nonsense; a financing confirmation is not the same as a bank statement. In my view, it is none of the seller's business exactly what financial resources precisely a prospective buyer has. A confirmation that he is able to provide the purchase price must suffice Rheinische Grüße

Means for me that I first have to approach the house bank, means time, annoying sales talk, etc. No! Personally, I wouldn’t have agreed to that, which is why I reserve this time to clear up financing.

And what prevents the straw man from going to his bank and having such a pamphlet created?

And what prevents the straw man from going to his bank and having such a pamphlet created?

Nothing.

On the other hand, the municipality is only interested in whether the applicant is able to cover the purchase price along with the construction – this was the case recently in Neuss-Büttgen. A bank statement is rather counterproductive in this context.

Best regards from the Rhineland