Land register entry - One owner, two debtors possible?

  • Erstellt am 2018-01-29 02:58:39

DirtyNerdy

2018-01-29 02:58:39
  • #1
Hello,

I have a question about ownership claims. My partner and I are both listed as debtors in the construction contract. Is there a possibility to have it notarized (in the land register or wherever) that I am the sole owner, but both of us are debtors? The background is this: In case of a separation, we want to avoid any hassle. I am supposed to get the house and she is to be "paid out." (She agrees with this arrangement, by the way.) But as life goes... after the separation, people want to deny having made any agreements.

Therefore the question: Are there possibilities? Which ones?

Thanks in advance.
 

HilfeHilfe

2018-01-29 07:02:09
  • #2


Well, you’re funny :-) If I were your partner, I’d give you the finger (sorry for the harsh words).

Currently, you are both owners, debtors (I assume both borrowers), and have both signed the construction contract.

If you are now the only one listed in the land register, but she is still part of the loan and construction contract, you have all the (unpaid) property and she only has 50% of the debts and obligations.

Nice
 

Müllerin

2018-01-29 07:38:48
  • #3
If your partner agrees not to be listed in the [GB], she is really stupid. Without the entry, she has absolutely no rights to be paid out.
 

Zaba12

2018-01-29 07:47:22
  • #4
Under certain constellations, I would definitely understand such a construct... Parents transfer the family house to the son or daughter and live on the upper floor for life. He/She brings all the equity as the sole contributor before marriage (e.g., the land is gifted by the parents) for the construction of the house, etc.

But if both enter the project on an equal footing, including financially, and incur debt together, then your idea is already strange.

Who says you would stick to agreements?
 

Maria16

2018-01-29 07:58:03
  • #5
Yeah, if your girlfriend is listed in the loan agreement, she might not be able to get out of it. If only you are listed in the land register, you should definitely take out the loan alone and her payments should be settled privately. And she has to hope and pray that you only separate after the construction work is completed and all payment obligations have been fulfilled.
 

Bieber0815

2018-01-29 07:59:26
  • #6
If you want to agree on a binding and secure arrangement, then consult a notary! Tell them what you want and ask them to put it in writing.
 

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